Learn more about some of the important laws rules and legislation affecting insurance consumers and industry professionals in washington state. Insurance laws and rules by topic the laws and rules that define washington states insurance requirements for insurers producers and regulated entities are laid out in title 284 wac washington administrative code legwagov and title 48 rcw revised code of washington legwagov. Washington states mandatory auto and motorcycle insurance law washington states mandatory liability insurance law legwagov which is under the authority of the washington state department of licensing wwwdolwagov requires anyone who drives a motor vehicle or a motorcycle effective july 28 2019 in our state to do one of the following options. Washington state laws require all drivers to carry motor vehicle liability insurance coverage of not less than 2500000 typically you should buy enough liability insurance to protect your personal assets from being recovered as compensation for a person injured in an accident for which you are liable the higher your net worth the more liability insurance you should carry
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